Microsoft 365 Personal in India is ₹689/mo ($7.20) versus US $9.99, dated 29 Aug 2026. Egypt is cheaper for Personal. Basic in India is ₹149/mo ($1.56) — the same rupees as Google One Basic, a different 100 GB. Family is ₹819. Premium is ₹1,999 ($20.88), the same rupees as ChatGPT Plus. Grammarly Premium is ₹999. This Personal cell is Microsoft Copilot on an India Apple ID.

Live chips: Microsoft 365 in India. Student/A1: Microsoft 365 student discount. Rails: /how-to-pay/.

Personal is ₹689. Basic ₹149 is not Personal

This URL is Personal at ₹689. Basic at ₹149 is a smaller Office + 100 GB invoice. Mixing Basic with Google One Basic at the same rupees is how a fake twin gets written. Family is ₹819. Premium at ₹1,999 matches ChatGPT Plus rupees, not this Personal cell.

The dated ₹689 cell is in-app inside Microsoft Copilot on an India Apple ID. microsoft.com can be Microsoft as merchant and can show a different door; we dated this rank on Apple. Confirm Personal inside Copilot. A Mumbai IP on a US Apple ID does not print ₹689.

Nigeria Personal is ₦7,200, dated 20 Aug 2026 — a week earlier than most cells on this site. That naira is not this rupee.

Apple credit, not a UPI hop we dated

An India-issued card, Apple Pay, or India-store Apple credit can close this Apple Personal cell. Play gift cards do not settle that Apple ID. We did not date UPI on microsoft.com next to ₹689.

Education A1 is free through an eligible school email and is browser-first. It is not a coupon on this ₹689 cell. If your college runs Google Workspace, there is no individual A1 route in.

Premium in India at $20.88 sits above US Premium $19.99. Personal still undercuts US Personal. Those two Microsoft rungs do not move together.